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Data Retention Policy – Effective Date: 17 July 2025

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  1. General Retention Period

We generally retain customer data for as long as it is necessary for business purposes or as required by law. However, we may retain certain data for a longer period due to legal, regulatory, or business reasons.

  1. Specific Retention Periods
  • Personal Data: We retain personal data for the duration of our business relationship with the customer, plus an additional 3 years after the end of the relationship.
  • Usage Data: We retain usage data for 12 years for analytical purposes.
  • Financial Data: We retain financial data for 50 years to comply with financial regulations and for tax purposes.
  1. Data Deletion

We may delete customer data under the following circumstances:

  • Upon Request: Customers can request the deletion of their personal data at any time. We will process such requests within [number] days.
  • Inactivity: If a customer account is inactive for 6 years, we may delete the associated data.
  • Business Purposes: We may delete data that is no longer necessary for business purposes.
  1. Legal and Regulatory Compliance

We comply with all applicable laws and regulations regarding data retention, including but not limited to:

Global & Regional Regulations

  • GDPR (General Data Protection Regulation): The primary data privacy law for the European Union.
  • PDPL (Personal Data Protection Law): The primary data privacy law for the UAE.

United States Regulations

  • HIPAA (Health Insurance Portability and Accountability Act): A federal law governing the security and privacy of protected health information.
  • CCPA / CPRA (California Consumer Privacy Act / California Privacy Rights Act): A state-level data privacy law for residents of California.

Indian Regulations

  • DPDPA (Digital Personal Data Protection Act): The primary data privacy law for India.

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